DISACON AG · Securities core banking from the cloud

Same team.
New speed.

The securities core banking platform that simply works.

Since 2002 our core team has been building and running processing systems for banks, brokers and fintechs. Today as a cloud platform – developed by AI agents, owned by people who know the securities business.

Request a demo → Open the Function Atlas
Securities core banking · Processinglive
Everything inexchanges, custodian, payments
→
Understandone trade, one model
→
Bookaudit-proof
    Schematic view
    99 %of transactions without intervention
    88 %of processes fully automated
    10 msprocessing per trade
    0 €database licences

    Up to 99 % of transactions run without manual intervention; share of processes according to the Function Atlas; processing time from production operation and load analysis. Database (PostgreSQL) and runtime environment (Erlang/OTP) are open source – the only costs are for cloud operation.

    Clients & customers
    mwb fairtradePlatform
    JFD BankPlatform
    Koala.MarketsPlatform
    BankMConsulting
    flatexConsulting
    Granite OakConsulting
    reaven.techConsulting

    Signpost

    Everything that matters – four pages

    Use casesWhat you are planning

    Choose your case and see what happens on the platform.

    For management and project leads     Platform · FunctionsWhat the platform can do

    All capability areas, modules and processes with their status – by business area, customer journey or building block.

    For business departments and decision-makers     Platform · ArchitectureHow it is built

    The platform architecture, the technology stack and all questions and answers.

    For IT, architecture and internal audit     BankfactoryOur workbench

    This is where AI agents build our products and people decide – new products in weeks instead of months.

    For everyone who wants to understand why we are faster

    01 · Our journey

    One team. Three steps. One platform.

    Each step builds on the one before – the team stays the same.

    02002 – 2021

    The old world

    Settlement engines, securities account management and withholding tax for banks and brokers – deep knowledge of processing and regulation.

    1since 2022

    Lifted into the cloud

    Processing rebuilt from scratch: cloud-native, real-time, multi-tenant – in production.

    2today

    Agentic AI – the Bankfactory

    AI agents develop in parallel, people approve. New products in weeks instead of months.

    The same core team throughout – since 2002. We know every posting because we built it ourselves.

    02 · The platform

    One core. Six capability areas.

    Modular – as your securities core or alongside your existing system landscape. Choose a capability area.

    03 · Our workbench

    We don’t develop with AI.
    We develop through AI.

    The Bankfactory is our workbench: specialised AI agents build, a test line checks every change, people decide and approve. The core banking platform and every new product are built on it.

    ProjectTraditionalBankfactory
    New savings productmonthsweeks
    Tests & documentationafterwardsbuilt alongside
    New functionnext ticketactivate a module
    What is the Bankfactory? →
    1
    Human Gate · Product EngineerRequirement & approvalThe goal is described in natural language and approved.
    2
    Agents · in parallelAgents buildFunctional design, domain model, compliance, API and front end – at the same time.
    3
    Human Gate · Senior EngineerTests, docs & reviewTests are generated automatically, the documentation writes itself along the way.
    4
    Human Gate · Production approvalBuild → UAT → ProductionSeparate environments, audit-proof audit trail.

    04 · Why DISACON

    Why DISACON is structurally different

    We connect all the data of a securities transaction, understand how it fits together and book automatically.

    1 · Everything in

    Every source

    Exchanges, custodian banks, payments, Central Allowance Office (ZfA), tax, corporate actions, reference data.

    →
    2 · Understand & link

    One trade, one model

    Cash account, securities account, order, position, cash, tax and reporting are all connected.

    →
    3 · Book

    Deterministic

    Posting, payment, securities movement and report – audit-proof.

    Dock on without migrationAs a securities subledger alongside any core banking system – the general ledger stays.
    Years of special casesCorporate actions, tax, securities account transfers – solved and in operation. New from 2027: the retirement savings account (Altersvorsorgedepot).
    Built for supervisionEvery step traceable – for internal audit, auditors and supervisors.

    05 · Use cases

    What are you planning?

    One platform, freely combinable projects – from digital onboarding of your customers to outsourcing your entire processing.

    in progress

    Win customers digitally

    Online account opening with identity verification, customer due diligence (KYC) and anti-money-laundering checks – cash and securities account in minutes.

    Explore →

    Offer securities business

    Cash and securities accounts for your customers – processing all the way to the tax certificate.

    Explore →

    Modernise without migration

    As a securities subledger alongside your core banking system – the general ledger stays.

    Explore →

    Outsource processing

    DISACON runs the platform and day-to-day business, you keep control and responsibility.

    Explore →

    Combine all projects – retirement savings account, deposits, crypto, proprietary positions and more →

    06 · Operations & consulting

    Advise. Build. Operate.

    You decide how much you take on yourself – and where DISACON supports or takes over.

    Operations

    Managed Operation

    Operated by DISACON

    We run the platform for you – stable and compliant.

    • Fast start
    • Full outsourcing
    • Back office teams (being set up)
    Operations

    Enablement Operation

    Enabling you to run it yourself

    As much in-house operation as you want – with DISACON as backup.

    • Keep control
    • Training for your teams
    • Cloud or on-prem
    Consulting

    Delivery, not just sign-off

    Solutions from 20 years of hands-on experience in the securities business – whether or not you use our platform.

    • Business model & licence
    • Migration & portfolio takeover
    • Processes & regulation

    Contact

    Let’s talk about your processing.

    Together we work out how DISACON fits into your system landscape – and which operating model suits your organisation.

    DemoLive demo in 30 minutes
    Emailkontakt@disacon.de
    Phone+49 2602 83483 00
    OfficeBahnallee 9, 56410 Montabaur · Plan your route →
    Get in touch now →