Use Case

Financial Institutions & Banks

Continue focusing on your product and service offering as well as strong customer relationships. With DISACON, you bring processing and the underlying technology for custody and securities workflows closer to your own organization—efficient, stable, and compliant. This gives you more direct control over execution, reduces dependencies, and allows you to implement product and customer requirements faster and more precisely.

DISACON CORE
Finanzdienstleister & Banken

Enable your customers and partners to process custody and securities workflows efficiently through a modular, integrated platform.

Whether you want to modernize and scale existing processes or build new digital securities offerings: DISACON CORE supports a wide range of use cases across the full securities processing chain. Our platform provides an end-to-end solution for technical, operational, and regulatory execution—from integration and day-to-day operations to ongoing evolution. This reduces complexity and effort and gives you more room to focus on your core business.

DISACON CORE
Overview
Hover over a segment in the circle to see details.

At the core is DISACON CORE as the platform foundation, followed by the process phases, platform-wide capabilities, and—on the outside—the concrete functional building blocks of securities processing.
    DISACON CORE

    Securities services based on a WpIG license

    You are regulated as a securities institution under WpIG and provide securities services. DISACON takes over the full technical and operational processing of the underlying custody and securities workflows—without you having to operate your own processing systems.

    Outsourcing of securities processes

    You outsource technical and operational securities processes under an outsourcing model. DISACON operates the platform, while governance, control, and regulatory responsibility remain with you.

    Processing bank for partners and platforms

    You act as a product or processing bank for external partners, platforms, or fintechs. DISACON enables standardized partner connectivity and scalable operation of securities processing.

    Securities processing under your own banking license

    You hold a KWG banking license and provide custody business and securities services under your own regulatory responsibility. DISACON provides the technical and operational platform through which securities processing is operated, scaled, and continuously evolved.

    Business & strategic benefits
    • Faster market entryNew securities models can be realized without building your own processing organization.
    • Reduced complexityTechnology, operations, and know-how are provided centrally and do not need to be built in-house.
    • Business model flexibilitySupport for different licensing and cooperation models—from self-operation to outsourcing.
    • Predictable cost structureEliminates high upfront investments in systems, personnel, and operations.
    • Erprobte ProcessingsprozesseStable end-to-end processes across the entire securities processing chain.
    • Betrieb auch ohne eigene ProcessingsexpertiseSuitable for institutions that want to build or expand a securities business without maintaining specialized internal expertise.
    Operational & technical benefits
    • Modular platform architectureUse individual processing and integration modules as needed.
    • API-based integrationStandardized interfaces for seamless integration with existing systems.
    • Operational support by DISACONOptionally, DISACON can take over operational activities, including providing experienced processing teams.
    • Cloud (Hyperscaler & Multi-Cloud-ready)DISACON CORE is built on scalable cloud infrastructure with established hyperscaler providers. The architecture is designed to also support multi-cloud setups over time—for more resilience, flexibility, and reduced dependency.
    • KI (Vibe Coding & automatisierte Tests)AI-assisted development supports delivery. Automated testing and AI-based generation of test cases increase test coverage and ensure stable releases with short iteration cycles.

    FAQ on use cases and operating models

    Which operating models does DISACON support in principle?

    DISACON supports different operating and licensing models, including setups with an external custodian bank, internal or external custody, outsourced processing, as well as hybrid models. The concrete setup depends on your regulatory role, existing partners, and the desired degree of self-operation.

    Can we connect an external custodian bank or depository?

    Yes. DISACON is designed to connect external custodian banks or depositories in a standardized way. Integration is done via clearly defined interfaces, so custody recordkeeping and safekeeping can remain external while processes are controlled centrally via DISACON.

    Is it possible to provide custody internally and outsource other functions?

    Yes. Common setups include internal custody with outsourced custody recordkeeping or securities processing—or the other way around. DISACON supports this separation and coordinates the outsourced processes in day-to-day operations.

    Can order routing and trading processes remain internal?

    Yes. Order routing, trading connectivity, and upstream processes can be operated fully in-house. In this case, DISACON takes over downstream processes such as booking, position management, processing, and settlement.

    How does technical integration with existing systems work?

    Integration is API-based via standardized interfaces. DISACON can be integrated into existing core banking, frontend, or trading systems, or act as a central processing layer. Batch-based and event-based connections are also possible.

    Does DISACON also support hybrid or legacy system landscapes?

    Yes. DISACON is explicitly designed for heterogeneous and evolved IT landscapes. Existing systems can be connected or replaced step by step without disrupting ongoing operations.

    Who takes over the operational running of the securities processes?

    Operations can be taken over fully by DISACON or organized jointly with your organization. On request, DISACON provides experienced processing teams that take over operational tasks or augment existing teams.

    Is operation possible without in-house securities or processing expertise?

    Yes. DISACON enables institutions without deep operational experience to run securities models in a compliant and stable manner. Technology, processes, and know-how are provided centrally.

    How is regulatory responsibility distributed?

    Regulatory responsibility generally remains with the respective license holder. DISACON supports with robust processes, documentation, and operations, but does not act as the license holder unless explicitly agreed otherwise.

    Can existing partners continue to be used?

    Yes. Existing partners such as exchanges, depositories, payment service providers, or service vendors can be integrated into the DISACON platform. The goal is to leverage existing structures while reducing complexity.

    How flexible is the model for later changes?

    The modular architecture allows adjustments during ongoing operations—for example, changing partners, expanding the product scope, or gradually outsourcing additional processes.

    For which project phases is DISACON suitable?

    DISACON is suitable both for the initial build-out of new securities offerings and for migration, modernization, and scaling of existing business models—regardless of the current maturity level.

    Contact us

    Let’s talk about your processing setup.

    Together, we clarify how DISACON can be integrated into your system landscape—and which operating model fits your organization.

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